“We are one of the largest Marine Diving Contractors in Michigan. Several years ago, our insurance costs began skyrocketing. With clients requesting higher coverage limits and special exemptions, exclusions and waivers, the contract language became overwhelming.  Along with the increase in coverage limits the rising cost were making us less competitive. When I contacted the team at Koppinger & Associates they offered to go over our current coverages and premiums and to review the insurance requirements on a Marine Construction job we were going to bid on. When we sat down to go over their findings it was eye opening! The types of insurance we were carrying were not intended for Marine Contractors. With Koppinger now part of “our team”, we have lowered our workman’s comp insurance rates and are now protected with the proper Marine and pollution policies and winning more bids.”