Your Trusted Insurance Advisors

Need guidance on business insurance matters? Our team exists to be your valued advisors, providing assistance with decisions concerning risk management, business insurance, HR solutions, and more.

Meet Koppinger & Associates: Your Trusted Advisors.

The Difference is …. You

At Koppinger, we are passionate about putting the welfare of our clients first. Our resources are focused on one thing: Making your business better. How do we achieve this? By understanding your challenges and developing real solutions that make a difference to your bottom line, help you to attract talented employees, and protect your property, brand, and reputation.

“Our team is focused and dedicated to serving our clients’ needs.” – Eileen Koppinger

Meet Our President

cic-logoEileen Koppinger, CIC


After 18 years working for two of the largest publicly traded commercial insurance brokers in the nation – HRH/Willis – I established Koppinger & Associates in 2011. I felt that clients wanted more personalized solutions and real results.

Personally, I believe there is nothing better than meeting a business owner face-to-face. The stories my clients share allow me a glimpse into their business that cannot be found any other way. My team and I make a point to learn the ins-and-outs of our clients’ daily challenges through conversations, tours of their operations, and deep review of their day-to-day operations and processes.

These meetings give me a window into my clients’ world and an opportunity to really understand what makes their company tick.

I consider myself an advisor. I consult with clients daily to help them find solutions to their challenges. My natural inclination is to help people. I do this through strategy, communication, and education. Whatever the challenge is, we will find a way to overcome it!

I received my Certified Insurance Counselors Designation in 1998. In 2018 I was recognized for having that designation for 20 years. I am also a graduate of Central Michigan University.

CIC accreditation is earned from The National Alliance for Insurance Education and Research. The National Alliance is recognized across the nation as one of the best advanced educational programs for insurance and risk management professionals.

C: 586-242-2741
P: 810-721-7223
F: 810-627-2955

Connect with Eileen on LinkedIn

Meet Our Team

cic-logoIlene Marshall, CIC, CISR

Commercial Lines Client Manager

I worked alongside Eileen Koppinger for 18 years at HRH/Willis. I am passionate about offering my clients real results – not just a list of services. That’s why I joined Koppinger & Associates.

I am dedicated to you, my client. I enjoy assisting with special projects, such as written contracts, subcontractor agreements, business expansions, surety lines and performance bonding, pollution and environmental risks, and maritime workers compensation.

My ultimate goal is to simplify the complex, and sometimes frustrating, world of insurance for all of our clients, no matter what industry you are in. You can count on my dedication, knowledge, and extensive experience in business insurance, including P&C, Group Benefits and HR.

I achieved 20 years as a Certified Insurance Counselor (CIC) in 2020.

P: 810-724-6085
F: 810-627-2955

Connect with Ilene on LinkedIn

Annette Burch

Employee Benefits Client Manager

At Koppinger & Associates, I feel I can truly be there for my clients on an individual basis.

I help clients solve human resource issues and answer questions about benefit plan compliance, the Affordable Care Act/Health Care Reform (ACA/HCR), and claims problems. For each client, I approach the issue in a personal way, building a solution around their needs and goals. I am enthusiastic about educating my clients so that they feel empowered to choose wise solutions.

My experience in Human Resources with the Public School Sector paired with 10 years as an Employee Benefits Client Manager with HRH/Willis allows me to be your “go to” resource for all things HR and Benefits.

I have a bachelor of business administration degree from Walsh College with a focus in human resources management.

P: 810-724-6719
F: 810-627-2955

Connect with Annette on LinkedIn

Sue Huston

Marketing and Brand Manager

I am excited to be back in the insurance industry after a 20 year career in the industrial automation field.

I collaborate with Eileen to implement various client programs, marketing platforms and campaigns. My goal is to provide clients with solutions to the everyday challenges of running a business, whether it be property and casualty or employee benefits related.

I enjoy researching and composing our K&A Latest Updates and website blog. These communications provide guidance and helpful resources to clients assisting them to navigate the world of risk exposure, regulation, or employee benefits.

My experience in business management and HR are an asset when providing back up support for Ilene and Annette.

I am a graduate of Concordia University, majoring in Human Resource Administration.

P: 810-662-0901
F: 810-627-2955

Connect with Sue on LinkedIn

Rebecca Heberling

Assistant Client Manager

I enjoy helping others, whether it be guiding a client through policy questions, assisting team members with changes, or making sure the office has everything needed. My role at Koppinger & Associates is to provide support not only to you, our clients, but to other team members; as well as performing administrative duties.

My goal is to bring knowledge-based solutions to advise and assist clients, helping you to achieve success while also supplying support and organization to our team.

I am licensed in Property & Casualty, as well as Life & Health with 3 years of experience in personal lines as a producer and servicer. I am excited to further my knowledge and experience by attaining my Certified Insurance Counselor (CIC) designation.

P: 810-721-7223
F: 810-627-2955

Connect with Rebecca on LinkedIn

Join Our Team

Interested in becoming a part of Koppinger & Associates?

Let’s Talk!

What Our Clients Are Saying

Clients choose to hire us because we know their business and know what they need. They continue to work with us because we put their interests first.


“Koppinger & Associates, Inc. looks at the business first and evaluates the needs of each business on an individual basis. Each business is unique and I would expect nothing less. The staff at Koppinger & Associates, Inc. is awesome to work with, and presents themselves as a team.” Read More

“We are one of the largest Marine Diving Contractors in Michigan. With Koppinger now part of our team, we have lowered our workman’s comp insurance rates and are now protected with the proper Marine and pollution policies and winning more bids.” Read More

We Offer Solutions

We will help you identify business risks and implement problem-solving solutions that are tailored to your industry. Your needs come first with the ultimate goal of empowering you to lead and grow your business.