--- title: Koppinger – Business Insurance & P&C Solutions in Michigan description: Koppinger & Associates offers business insurance and P&C solutions and strategies in Michigan and nationwide. Let us help your business run the way you intend. --- [![Koppinger & Associates logo](https://koppingerins.com/hs-fs/hubfs/01609-KA-Logo-CC-1.png?width=1800&height=384&name=01609-KA-Logo-CC-1.png "Koppinger & Associates logo")](https://koppingerins.com) [![Koppinger & Associates logo](https://koppingerins.com/hs-fs/hubfs/01609-KA-Logo-CC-1.png?width=1800&height=384&name=01609-KA-Logo-CC-1.png "Koppinger & Associates logo")](https://koppingerins.com) - [Home](https://koppingerins.com) - Solutions - [Business insurance & P&C](https://koppingerins.com/business-insurance-pc-solutions) - [Employee benefits & HR](https://koppingerins.com/employee-benefits-and-hr-solutions) - [Knowledge Center](https://koppingerins.com/blog) - [About](https://koppingerins.com/about) - [Contact](https://koppingerins.com/contact) - [HR Library](https://auth.zywave.com) # Planning and strategy done differently ### We offer solutions to let your business run the way it’s intended. P&C problem-solving is what we do. ![Blurry photo of people walking into office](https://koppingerins.com/hubfs/AdobeStock_332175808.jpeg) ## The tools you need to succeed Most businesses face complex challenges regarding risk management and insurance but don’t have the resources or knowledge to overcome them. That’s where Koppinger & Associates comes in. We build a foundation of trust and transparency by offering no-nonsense advice and practical results. We strive to empower your growing business with the resources and guidance needed to succeed. ## Business insurance consulting As consultants, our attention is focused solely on delivering results. How do we do this? By having conversations to uncover your organization’s unique challenges and crafting a cost-effective, results-driven plan for you to overcome them. You will be supported, educated, and guided throughout the process to find the most useful solutions. Whatever you need, we can help! ![Koppinger Designs-05-3](https://koppingerins.com/hubfs/Koppinger%20Designs-05-3.png "Koppinger Designs-05-3") We ensure the latest regulation and best practices, as well as safeguard state and federal compliance. ![Koppinger Designs-05-3](https://koppingerins.com/hubfs/Koppinger%20Designs-05-3.png "Koppinger Designs-05-3") With our financial tools, we review your current situation and assess the future so you can sustainably grow. ![Koppinger Designs-05-3](https://koppingerins.com/hubfs/Koppinger%20Designs-05-3.png "Koppinger Designs-05-3") When we review your risk management, we develop an overall plan to reduce your operating costs. ## Property & Casualty solutions Understanding Property & Casualty (P&C) exposures and risks are vital to your business's health and success. We work with you to perform a thorough evaluation and identify, quantify, and eliminate exposures and risks. Our team will uncover any potential threats, create customized and tailored solutions, and keep you informed with ongoing communication of both legal and regulatory changes. ![Koppinger Designs-05-3](https://koppingerins.com/hubfs/Koppinger%20Designs-05-3.png "Koppinger Designs-05-3") Our assessments, such as ergonomic and plant hazard assessments, and items like pollution liability and cybersecurity programs, ensure your business is safe and comfortable for everyone. ![Koppinger Designs-05-3](https://koppingerins.com/hubfs/Koppinger%20Designs-05-3.png "Koppinger Designs-05-3") Training programs, such as employee safety training and workplace violence training, and programs like return-to-work, keep your employees up to date and aware. ![Koppinger Designs-05-3](https://koppingerins.com/hubfs/Koppinger%20Designs-05-3.png "Koppinger Designs-05-3") Administration, such as contract review, accident investigation and reporting, and fleet/driver management, keeps your day-to-day operations running smoothly. [Download the brochure to learn more](https://koppingerins.com/hubfs/Brochures/Koppinger%20Associated%20Property%20Casualty%20Brochure.pdf) ##### Let's do this. ## How to work with Koppinger & Associates #### [We’ll start with a conversation to learn more about each other, hear your stories, and uncover the issues you face.](https://koppingerins.com/business-insurance-pc-solutions#srevtab1) #### [Together we’ll determine needs and goals to help ensure your competitive edge.](https://koppingerins.com/business-insurance-pc-solutions#srevtab2) #### [We will provide a customized plan of strategies and solutions to reach your goals.](https://koppingerins.com/business-insurance-pc-solutions#srevtab3) [Schedule a consultation](https://koppingerins.com/contact) ## P&C solutions to empower your business We don’t just offer services—we provide solutions that help you understand your exposures, reduce risk, and mitigate loss to grow a thriving business. **[Get in touch →](https://koppingerins.com/contact)** ![Sue Houston meeting with team member in office](https://koppingerins.com/hubfs/Koppinger%20Designs%20-%20Office%20with%20icon%20bl-02-2.png) ![Sue Houston meeting with team member in office](https://koppingerins.com/hubfs/Koppinger%20Designs%20-%20Office%20with%20icon%20bl-02-2.png) ## Read our client's stories Learn how we've worked with our clients to make a positive impact on their business.  ![2](https://koppingerins.com/hubfs/2.png "2") Fleet Safety is Critical in Optimizing Efficiency and Protecting Business Reputation [Read the case study →](https://koppingerins.com/hubfs/Fleet%20Safety%20Case%20Study%20Final.pdf) ![1](https://koppingerins.com/hubfs/1.png "1") The Importance of Cybersecurity Awareness and Training [Read the case study →](https://koppingerins.com/hubfs/Cyber%20Final.pdf) ## What our clients have to say ![Untitled design (5)](https://koppingerins.com/hs-fs/hubfs/Untitled%20design%20(5).png?width=50&height=39&name=Untitled%20design%20(5).png) The Koppinger & Associates, Inc. team are knowledgeable, responsive, dependable, and have proven themselves to be excellent and trusted advisors. Our daily operations present very specific and unique exposures that require thoroughness and accuracy. Eileen understands the working pieces of our business and always provides us with the tools and resources necessary to make informed decisions. We have placed our confidence in the Koppinger team to provide guidance with our property and casualty needs and most recently added our employee benefits program. After a comprehensive review of our plan, we were able to implement changes and options that best suited the needs of our business and employees. We value our partnership. Captain Anthony Brandano Lakes Pilots Association, Inc. ![Untitled design (5)](https://koppingerins.com/hs-fs/hubfs/Untitled%20design%20(5).png?width=50&height=39&name=Untitled%20design%20(5).png) Partnering with Koppinger & Associates, Inc. was one of the best business decisions we have made. We are extremely satisfied with the responsiveness we receive from Eileen and her team. They are always there to answer our questions, we are treated as if we are their only client. Don Rosati Rosati Specialties, LLC ![Untitled design (5)](https://koppingerins.com/hs-fs/hubfs/Untitled%20design%20(5).png?width=50&height=39&name=Untitled%20design%20(5).png) As a multi-generation, family owned and operated contracting business, we have partnererd with Koppinger & Associates, Inc. Eileen and her staff understand our industry, and have the knowledge and experience to guide us. I have a lot to think about running and managing a contracting business, but I know I can rely on the team at Koppinger & Associates who care about the success of my business and the welfare of my employees. Koppinger & Associates offers personalized service promptly and efficiently. We consider them an invaluable partner in the managing of our day to day operations. Bernie Teltow Teltow Contracting, Inc. ![Untitled design (5)](https://koppingerins.com/hs-fs/hubfs/Untitled%20design%20(5).png?width=50&height=39&name=Untitled%20design%20(5).png) As a small business managing compliance can be a full-time job, Koppinger & Associates brings the knowledge, assistance and resources to help us meet the challenge! It is not uncommon to find Eileen in the plant helping our supervisors with return-to-work programs and safety or conducting an open enrollment meeting for our employees: our needs are always in focus and the priority. Eileen and her team deliver the resources we need to be the best we can be. Chris Muscott Hi-Tech Steel Treating, Inc. [![01609-KA-Logo-WH](https://koppingerins.com/hs-fs/hubfs/01609-KA-Logo-WH.png?width=300&height=64&name=01609-KA-Logo-WH.png "01609-KA-Logo-WH")](https://20500700.hs-sites.com/) 3060 Commerce Dr. Suite 4 Fort Gratiot, MI 48059 At Koppinger & Associates, we are a team of dedicated insurance advisors who put the needs of our clients first. Through a personalized approach, we help guide you to the right insurance solutions for your business while treating you with care and excellence. [Follow us on LinkedIn](https://www.linkedin.com/company/koppinger-%26-associates/) ### Company - [Home](https://koppingerins.com) - [Business Insurance](https://koppingerins.com/business-insurance-pc-solutions) - [Employee Benefits](https://koppingerins.com/employee-benefits-and-hr-solutions) - [About](https://koppingerins.com/about) ### Resources - [Knowledge Center](https://koppingerins.com/blog) - [Contact](https://koppingerins.com/contact) Copyright © 2022. 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